WHY HEAT PUMPS?
One of the most effective ways to reduce a household’s overall carbon footprint is to electrify the home’s heating — and cooling — with a heat pump system. The Town of Acton has recently initiated a program to support residents interested in switching to electric heat pump technology. Anyone who lives or has a business (or other concern) in Acton can explore: heat pump technology for heating and cooling, and/or hot water heating; available rebates; vetted contractors; and any other questions by contacting a volunteer Acton Clean Energy Coach with this Coaching Request Form. Or click HERE to schedule a FREE phone or video call with a consultant from Abode Energy Management of Concord. See the Steps to Take tab for more information. Energize Acton is also partnering with the HeatSmart Alliance.
RECORDING: Virtual Carbon Free House Tour – See a short video from a homeowner who has installed heat pumps.
WHEN
Ideal times to install a heat pump include:
• when you need to replace your existing heating or cooling system
• when you want to add air conditioning (because heat pumps provide cooling as well as heating)
• when you are installing on-site solar
The exciting news is that heat pump technology has advanced rapidly, and there are plenty of electric options to meet your comfort needs efficiently in both summer and winter. Planning ahead is important.
IMPACT
Average household carbon emissions will be reduced by approximately 2–3 tons annually with full conversion to a heat pump system from an existing fossil fuel system — depending on the size of the home and the nature of the existing heating system, as explained in the Deep Dive tab.
FINANCIAL
If you’re switching from an oil heat system, or adding central air conditioning to your home, you might see immediate financial savings by switching to a heat pump system. If you currently burn natural gas, it’s possible that the switch to a heat pump system might result in a small increase in cost to operate, given current, relatively low “natural” gas prices — unless you generate on-site solar electricity, which will reduce what’s needed from the grid. (That said, those prices are expected to rise in the longer term.) Nevertheless, you may find that a heat pump system is an affordable way to cut carbon emissions substantially right away. As gas prices rise, heat pumps are expected to become cheaper alternatives to natural gas. Other important climate and health benefits of electric heat pump systems include reductions of: the routine release of methane (and other products of combustion) inside your home; the risk of dangerous gas leaks; and carbon and methane emissions being released into the atmosphere. (See the separate Switch to Induction Cooking Action for information on eliminating gas from your kitchen.)
A more-gradual way to get started with heat pumps and reduce the fossil fuel you burn is to make the switch for only one or two rooms in your home. You can do this by having a “mini-split” heat pump system installed that covers those rooms, while the existing system heats the rest of the home. A great “target” for this strategy is any room(s) or area(s) that tend to be uncomfortably cool or warm, depending on season.
Start by developing a “Heat Pump Plan” before the day when your existing heating system needs to be replaced. An Acton Clean Energy Coach can help you create a plan and all consultations are free. Because choosing an installer and equipment can be a time consuming and confusing process, waiting until you are out of heat in the winter to start researching heat pump options can potentially result in choices that are not fully informed. What you can do today is sign the Zero Emissions Pledge to install only heat pumps for your future heating and cooling needs, and to develop a plan to do so, in advance, with your current HVAC dealer or a new heat pump installer.
INCENTIVES
There are several incentive programs for heat pumps to sweeten the deal. State and federal incentives, from tax credits to point-of-sale rebates, can be significant for homeowners! Some programs can mix and match for additional savings. Massachusetts has some of the best renewable energy promotions in the country; plus, the recent federal Inflation Reduction Act has released hundreds of millions of dollars to renew existing programs and to fund new efforts, including rebate structures that aim to support lower income households, non-profit organizations, and municipalities. Below please see the information related to heat pump incentives as of August 2023.
MASSACHUSETTS PROGRAMS
Mass Save Programs (This is everything related to heat pumps and energy efficiency, but you must be a traditional utility customer; that is, municipal electricity customers–Concord, Littleton, etc.–do not qualify.)
HEAT Loan 0% Interest for 7 years. – Up to $50,000
Air Source Heat Pumps (ASHPs) – Up to $10,000/whole home conversion
ASHPs – Up to $15,000/whole home for income eligible
ASHPs – $1,250 per ton/partial conversion up to $10,000
Ground Source Heat Pumps (GSHPs) – Up to $15,000/whole home conversion
GSHPs – Up to $25,000/whole home for income qualified
GSHPs – $2,000 per ton/partial home up to $15,000
Heat Pump Water Heaters – $75 instant credit
Insulation (1-4 unit homes) – 75–100% off the cost
Energy Efficient Appliances – $30–$500 off, depending on appliance
For eligibility, most of these incentives REQUIRE A HOME ENERGY AUDIT from MassSave!
FEDERAL PROGRAMS
Federal Residential Clean Energy Tax Credit (no caps or income limits.)
Ground Source Heat Pumps (Geothermal) – 30% tax credit for materials and installation
Federal Energy Efficient Home Improvement Tax Credit (There are caps per year, but with this program you can get the credits again in the next years. Rewiring America has a great “calculator” function to see how you might save money over multiple years.)
Air Source Heat Pumps – 30% of cost up to $2,000 per year (materials/labor)
Heat Pump Water Heaters – 30% of cost up to $2,000 (materials/ labor)
Electric Service Upgrades – 30% of cost up to $600 (when accompanying heat pump or solar installation)
Insulation – Up to $1,500 per year (materials only, not labor)
Energy Star Windows – $600 credit per year (materials only, not labor)
Energy Star Doors – $250 per door up to $500 per year (materials only)
Home Energy Audit – $150 dollars off
Federal High Efficiency Electric Home Rebate Act (Not available yet.)
This incentive is only for low- and moderate-income households for all electrification projects, from heat pumps to appliances. Point-of-sale discounts will be available up to $14,000 per year. This is another program in which the federal funds will be administered through the states; again, funds are not yet available. The hope is that the program will go into effect late in 2023.
Federal HOMES Program (Homeowner Managing Energy Systems) – Not Available yet.
Cash back rebates (not dependent on tax liability) for reducing overall energy use through weatherization, insulation, and efficient appliances, such as induction stoves and heat pumps. Rebate amounts depend on energy savings and income level. Low- and moderate-income levels get extra incentives. The maximum amount is $8,000 per year depending on the amount of energy saved. These funds will be distributed through state energy offices; the federal government plans to release the funds to the states in late 2023. Stay tuned for more details when this money becomes available.
There are also programs coming online for non-profits, houses of worship, municipalities, businesses, and Native American communities. Energize Acton is working on summarizing these potential savings. If you are a business owner, non-profit manager, or leader in a faith community, please contact us for more information.
An Important note–In order to qualify for the MassSave incentives, you must have a MassSave Home or Business Energy Audit. Plus, you should do everything you can to add the maximum insulation and reduce drafts significantly. To get started with this, sign up for a no-cost Home Energy Assessment (see the Insulate and Weatherize to the Max Action).
For more information, see the Steps to Take and Deep Dive tabs.

